home services business loans Florida
Home Services Business Funding
Florida plumbing, landscaping, cleaning, and other home-service companies apply to fund vans, crews, and job costs. HVAC companies have a separate page. Soft pull, free to apply, decisions often within 24 hours.
Home-service work in Florida’s growth counties is won by the company that can roll a truck tomorrow. Plumbing, landscaping, cleaning, pest, and similar operators often need a van, a crew’s first month, or materials for a job whose invoice is not due yet. HVAC is its own page because the seasonal inventory cycle is different. The application question is the same: do the deposits show the route is real?
When home services owners actually apply
The next jobs are booked and the van, the materials, or the new hire is the missing piece. Home-service owners apply when saying yes to the work depends on cash that the invoice will not replace until later.
Who this is for
Plumbing, landscaping, cleaning, pest, and similar route businesses. The owner dispatches the work and can complete an application without a finance department.
What gets in the way
- A van or trailer that is the whole capacity of the company
- Materials for a job that invoices on completion
- Hiring a second crew before the new revenue repeats
- Marketing spend that fills the calendar only if it happens this month
What the money is for
- Service vans and job equipment
- Materials and payroll on larger residential jobs
- A hiring buffer for a new tech or crew
- Route expansion into a neighboring city
What we look at
We look at business deposits, time in business, and what the money is for. Credit is one factor — there is no single score cutoff on this site. Approval is not guaranteed, and the amount and terms depend on qualification.
- 3–6 months of business bank statements
- Government-issued photo ID
- The van, materials, or payroll the funds are for
Amounts discussed are generally $50,000 to $500,000. Applying is free and uses a soft credit pull. A hard pull happens only if you accept a specific offer.
Home Services in the Florida markets where this shows up
One office, in West Palm Beach. These cities are service areas with their own pages — not extra storefronts.
If we helped get your home services business funded
If we helped get your home-service company funded, name the trade, the city, and whether it was a van, materials, or payroll. The next plumber or landscaper in that city is who the review is for.
Leave a Google reviewSee what your home services business qualifies for
About three minutes. Recent business bank statements are the usual next step. This is not a pre-approval.
Rather talk it through? Call (800) 840-6361
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Home Services funding FAQs
Vehicle and equipment needs are a common request. Whether it is structured as equipment financing or working capital depends on the file. We do not promise a specific van program.