Fast Florida Small Business Funding — Without the Bank Runaround

Bad-credit and flexible options are our main focus. Credit is just one factor — revenue and time in business matter too. Many owners who wouldn’t fit a traditional bank loan still have a path with us.

Many applicants receive a decision within 24 hours and can have funds in their account in as little as 1–2 business days after approval, depending on the program.

No. Checking your options uses a soft credit pull that does not impact your credit score. A hard pull only happens if you choose to move forward with a specific offer.

Typically just 3–6 months of business bank statements and a government-issued ID. Some programs may request additional documentation like tax returns.

Funding options range from $5,000 up to $500,000, depending on your business revenue, time in business, and the program that fits your profile.

No. SBA loans are handled by banks. We specialize in flexible programs — especially for owners with imperfect credit or less time in business.

Applying and reviewing your options is completely free with no obligation to accept any offer.

Yes. We are based in West Palm Beach and serve major Florida metros including Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale, and more — each with a dedicated local page.

Bad-credit business loans, working capital, equipment financing, business lines of credit, and term loans. Flexible and bad-credit-friendly programs are our primary focus.