contractor business loans Florida
Contractor & Construction Funding
Florida contractors apply for working capital for materials and crews while draws are still unpaid. Get Fast Funding keeps it simple — a soft pull to start, decisions often within 24 hours, amounts generally from $50,000 to $500,000.
Florida job sites do not wait on a draw schedule. Lumber, dumpsters, and crews are due when the work is open, which is often weeks before the GC or the homeowner pays. General contractors and specialty trades use funding as float, then roofing, HVAC, and home-service companies have their own pages when the job is that specific.
When contractors owners actually apply
The materials list is priced, the crew is scheduled, and the draw is still two pay cycles out. Contractors apply so the job starts on the day the homeowner expects, not the day the check clears.
Who this is for
Owner-operators of general contracting and specialty trade companies with business deposits and a specific job or fleet cost in front of them. The person who can apply is the person who signs the contracts.
What gets in the way
- Materials purchased before the draw or the insurance check
- Crew payroll on jobs that are finished but not collected
- A truck or tool bill that would otherwise come out of the next job’s deposit
- Personal credit that does not match the contract volume in the account
What the money is for
- Materials for a job already sold
- Crew payroll between invoices
- Trucks and larger tools
- Taking a second crew into a new county
What we look at
We look at business deposits, time in business, and what the money is for. Credit is one factor — there is no single score cutoff on this site. Approval is not guaranteed, and the amount and terms depend on qualification.
- 3–6 months of business bank statements
- Government-issued photo ID
- The job or purchase the funds cover — materials, payroll, or equipment — in a sentence or two
Amounts discussed are generally $50,000 to $500,000. Applying is free and uses a soft credit pull. A hard pull happens only if you accept a specific offer.
Contractors in the Florida markets where this shows up
One office, in West Palm Beach. These cities are service areas with their own pages — not extra storefronts.
If we helped get your contractors business funded
If we helped get your contracting company funded, mention your city and whether it covered materials, a crew, or a truck. The next builder searching that city needs a review from someone who actually runs jobs.
Leave a Google reviewSee what your contractors business qualifies for
About three minutes. Recent business bank statements are the usual next step. This is not a pre-approval.
Rather talk it through? Call (800) 840-6361
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Contractors funding FAQs
That is a standard use of working capital when deposits support the request. Approval still depends on the full file — this is not a promise that every contract qualifies.